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Browsing category Estate

Life Insurance as an Estate Investment

Many people understand that permanent Life Insurance provides guaranteed estate liquidity which can be used to pay immediate last expenses and taxes as well as fund any desirable estate equalization objectives.   It is not unusual to see a poorly planned estate suffer significant loss due to income tax liabilities payable

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Insured Annuity-Lifetime Income and Estate Security

Today’s retirees are faced with the dilemma of securing an income that they will not outlive while investing in an uncertain equity market and a fixed income market paying historically low rates of return.  One strategy that can form part of the solution is the use of a Life Annuity

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Estate Shrinkage at Retirement

Retirement can be (and should be) an exciting event. After years of saving and hard work it is good to know that we can retire comfortably and with an enjoyable lifestyle.  And after all that hard work and prudent financial management we should be able to enjoy productive and rewarding

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    • Life Insurance Products
    • Life Insurance products can be confusing to most of us. What is term insurance? What is Whole Life or Universal Life? What is the best product? There are different products available that allow the Insurance Planning Professional to provide a...

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